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About Shine On Investments
A Word from Our Founder
Traci Kovacic-Stein
Financial Professional
On October 25, 2015, my world changed forever. My husband, just 32 years old, collapsed and died at the finish line of a race. At the time, our children were only five months and three years old.

The grief was unimaginable sudden, raw, and all-consuming. I was thrust into a life I hadn’t planned for, raising two young children while navigating the depths of loss and a career. But somehow, through the pain, I kept going—because I had to. Because they needed me.
Seven years later, just as we were finding our rhythm again, tragedy struck once more. Our daughter, then nine, was hit by a snowboarder with such force that she flew 20 feet through the air and landed face down in the snow. She suffered a cardiac arrest and an internal decapitation—injuries that most don’t survive. After 30 days in the ICU and 60 days in a rehabilitation facility, she defied every odd and made a full recovery. Today, at 12 years old, she just performed in a musical, her voice and spirit stronger than ever.
These moments—of heartbreak, resilience, and joy—have reshaped how I see the world and the work I do. When I am not helping families with their finances, I spend time boating on Lake Pymatuning with my family. Since then, I am happily remarried, and we’ve continued building our lives forward.
Women-Owned Business
Financial Representative
Pittsburgh, PA
Why Shine On Investments?
At Shine On Investments, we know that life is unpredictable. We understand the importance of financial security because we’ve lived through the unexpected. Our mission is to help families and individuals build a foundation of financial strength—so you can weather life’s storms and celebrate its joys with confidence.
We approach every client relationship with empathy, integrity, and a deep commitment to your goals. Whether you’re planning for the future, navigating a transition, or simply looking for reassurance, we’re here to guide you every step of the way.

Our Values
Empathy
We listen, understand, and support you through every season of life.
Integrity
We provide honest, transparent advice always putting your best interests first.
Accessibility
We believe everyone should have access to investing and the ability to build a stronger future for their family.
Resilience
We help you build financial plans designed to withstand life’s challenges.
Community
We believe in lifting each other up and creating lasting, positive impact.


