Your Future. Your Family. Your Peace of Mind.
Life is full of the unexpected — and protecting the people you love shouldn’t feel confusing, overwhelming, or out of reach. Whether you’re just starting out, going through a major life change, or simply want to make sure your family’s future is secure, you deserve clear guidance and life insurance options that truly fit your situation.
At Shine On, your questions are always welcome, and your goals are respected — no matter your starting point. We believe everyone deserves trustworthy advice, affordable protection, and the peace of mind that comes from knowing your family is covered. Together, we’ll build a plan that protects what matters most, so you can live confidently today while preparing for tomorrow.
Fiduciary commitment—your best interests always come first
One-on-one personalized service
Flexible solutions for any life stage or size account
Life insurance
Who We Serve
Real Support For Real People
You want a life insurance partner who understands where you’re coming from and where you hope to go. That’s why Shine On Investments is here for:
Individuals & Families
Whether you’re starting out, balancing family and work, or enjoying retirement. You deserve life insurance guidance that meets you where you are. No minimums. No judgement.
First-Time Policyholders
Not sure where to begin? We’ll walk you through every option, answer every question, and make sure you always feel comfortable and confident choosing coverage.
Women & Single Moms
You want someone who gets your real-life challenges and can help you protect what matters most, with empathy and practical advice.
Anyone Facing Life Changes
Marriage, kids, a new job, or unexpected loss—we’re here to help you navigate transitions and build a secure path forward.
No matter your background or account size, you’re welcome here. We believe everyone deserves honest, approachable life insurance support—so you can make smart decisions, protect your loved ones, and shine on with confidence.
Our Services
Protect, Grow, and Shine
Life Insurance for Every Season
From welcoming a new baby to planning for retirement, life insurance protects what matters most at every stage. We’ll help you choose the right coverage so your loved ones have security and peace of mind, no matter where life takes you.
Life Insurance Planning
Term, whole, universal, and more. Life insurance is love insurance—it’s about protecting those you care about and giving them time to recover, rebuild, and shine on.
Personalized Protection Without Pressure
You deserve life insurance guidance that meets you where you are — whether you’re just starting out, juggling family and career, or enjoying retirement. No account minimums, no judgment, just clear options to protect your future.
The Shine On Advantage
Online Client Portal
​Easily review your life insurance coverage, update your information, and access important documents anytime, anywhere. Stay protected and in control with just a click.
Education & Support
Life insurance can feel overwhelming — but you don’t have to figure it out alone. We share tips, explain coverage options in plain language, and give you the confidence to choose protection that fits your life.
Meetings On Your Terms
Meet in person in downtown Pittsburgh or via Zoom anywhere in the US.
Just Getting Started with Life Insurance?
You don’t have to go it alone. For just $0.99 a month, you can join our exclusive Facebook subscription group and get expert guidance, practical tips, and real answers that will empower and inspire you.
Get started with confidence and connect with others on the same journey—all for less than a dollar a month.
What Makes Us Different?
We are legally and ethically bound to put your best interests first. That means recommending life insurance coverage that truly protects your loved ones. Not what pays us the most.
Fiduciary Duty
We are legally and ethically bound to put your best interests first. That means recommending life insurance coverage that truly protects your loved ones — not what pays us the most.
Honesty, Trust & Transparency
No pushy sales tactics, no hidden agendas, and no confusing jargon. Just clear explanations so you can confidently choose the right life insurance for your situation.
No Advisory Fees
You’ll never pay us a fee just for guidance. Our job is to help you find the right life insurance policy — without adding extra costs or surprises.
Coverage for Any Stage
Whether you need a simple starter policy or a more advanced plan to leave a lasting legacy, everyone deserves protection. Life insurance isn’t one-size-fits-all, and we’ll help you find what fits best.
Consistent Follow-Up
​Life changes — careers grow, families expand, retirements begin. We check in regularly to review your coverage and make sure your life insurance still protects what matters most.
Ready to Shine On?
If you’re looking for a life insurance guide who will meet you where you are, explain your options in plain English, and always put your loved ones’ protection first, you’re in the right place. Book your free consultation today, or check out our socials for tips and inspiration.
Because when we have the right protection, “We All Shine On.”
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Meet Traci, The Visionary Behind Shine On Investments
Traci Kovacic isn’t your typical life insurance advisor—she’s a mom of three, a Pittsburgh local, and someone who’s lived through life’s toughest moments. After losing her husband unexpectedly, Traci experienced firsthand how the right life insurance can be a lifeline when you need it most. That experience shaped her mission: to make protecting your family with life insurance accessible, understandable, and empowering for everyone—no matter where you’re starting from.
With over a decade in the industry, Traci is passionate about helping people find hope, security, and peace of mind. She believes everyone deserves a chance to shine, and she’s here to support you through every stage of life—with clear guidance, practical solutions, and a caring heart.
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