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Your Future. Your Family. Your Peace of Mind.
Want to make wise choices with your money, but don’t want to feel judged, overwhelmed, or lost in financial jargon? You’ve come to the right place! Whether you’re just starting out, facing a big life change, or simply want to protect your family’s future, you deserve honest guidance & options that actually fit your situation.
At Shine On Investments, your questions are welcome and your goals are respected no matter your starting point. We believe everyone deserves trustworthy advice, affordable solutions, and a brighter financial path without any pressure or confusion. Let’s build your future together, so you can focus on what matters most. Whether you’re just starting out, facing a big life change, or simply want to protect your family’s future, you deserve honest guidance and options that actually fit your situation.
Fiduciary commitment—your best interests always come first
One-on-one personalized service
Flexible solutions for any life stage or size account
Investing and life insurance, all under one roof
Who We Serve
Real Support For Real People
You want a financial partner who understands where you’re coming from and where you hope to go. That’s why Shine On Investments is here for:
Individuals & Families
Whether you’re just starting out, juggling a family and career, or well into retirement, you deserve guidance that meets you where you are no intimidating minimums, no judgment.
First-Time Investors & New Savers
Unsure where to start? We’ll walk you through every step, answer every question, and make sure you always feel comfortable & confident.
Women & Single Moms
You want someone who gets your real-life challenges & can help you protect what matters most, with empathy & practical advice.
Anyone Facing Life Changes
Marriage, kids, a new job, or unexpected loss—we’re here to help you navigate transitions and build a secure path forward.
No matter your background or account size, you’re welcome here. We believe everyone deserves honest, approachable financial support so you can make smart decisions, protect your loved ones, and shine on with confidence.
Our Services
Protect, Grow, and Shine
Retirement Planning
Build a clear path to the retirement you've envisioned. We help you create a personalized strategy to grow and protect your nest egg.
Annuities
Explore annuity options that can provide a reliable income stream and peace of mind throughout your retirement years.
Roth IRA & Traditional IRA
Understand the tax advantages of individual retirement accounts and choose the option that best fits your financial picture.
College Savings Plans
Start planning early for your child's education with savings strategies designed to grow over time and keep tuition within reach.
Financial Planning for Every Stage
We offer practical, personalized advice for families, individuals, and anyone navigating life’s changes. No account minimums.
401k Rollovers
Changing jobs? We'll guide you through rolling over your 401(k) so your hard-earned savings continue working for you seamlessly.
Additional services available. Schedule a consultation to discuss your unique needs.
The Shine On Advantage
Online Client Portal
Enjoy secure, easy access to your investments and insurance information—anytime, anywhere. Stay in control and up to date with just a click.
Education & Support
We’re here for you beyond the office. Follow us on Facebook, Instagram, and YouTube for free tips, quotes, and financial insights to help you make confident decisions every step of the way.
Meetings On Your Terms
Meet in person in downtown Pittsburgh or via Zoom anywhere in the US.
Just Getting Started with Investing or Life Insurance?
You don’t have to go it alone. For just $0.99 a month, you can join our exclusive Facebook subscription group and get expert guidance, practical tips, and real answers that will empower and inspire you.
Get started with confidence and connect with others on the same journey—all for less than a dollar a month.
What Makes Us Different?
Our vision is to help you see your financial future in a whole new light—one with better returns, the right policy, and an advisor who truly cares and follows up.
Fiduciary Duty
As a fiduciary, we are legally and ethically bound to put your best interests first always.
Honesty, Trust & Transparency
No pushy sales, no hidden costs, and no intimidating jargon.
No Advisory Fees
You won’t pay 1-2% of your portfolio just for advice. We are paid by the broker-dealer, not by taking a cut of your investments.
Any Size Account
From $50 a month to multimillion-dollar portfolios everyone deserves to shine.
Consistent Follow-Up
Free initial consultation with ongoing reviews to support you through market changes & life events.
Ready to Shine On?
If you’re looking for a advisor who will meet you where you are, explain things in plain English, and always put your best interests first, you’re in the right place. Book your consultation today, or check out our socials for tips and inspiration.
Because when we have the right protection, “We All Shine On.”
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Meet Traci, The Visionary Behind Shine On Pittsburgh
Traci Kovacic isn’t your typical advisor—she’s a mom of three, a Pittsburgh local, and someone who’s lived through life’s toughest moments. After losing her husband unexpectedly, Traci experienced firsthand how the right life insurance and smart financial planning can be a lifeline when you need it most. That experience shaped her mission: to make investing and protecting your family accessible, understandable, and empowering for everyone no matter where you’re starting from.
With over a decade in the industry, Traci is passionate about helping people find hope, security, and confidence in their financial journey. She believes everyone deserves a chance to shine, and she’s here to support you through every stage of life—with practical advice, real-world solutions, and a caring heart.
